Tony Banks asked: Late payments do affect your credit rating but what most consumers don’t know is that it also depends on how late your payment is made to the creditor. To start with, late payments that are made to creditors but are no later than 30 days late are not reported to the credit [...]
Tim Gorman asked: Whether you know it or not, it’s not that difficult to actually raise your credit score naturally. It’s common knowledge that most lenders and lending agencies will provide people with a high credit score lower interest rates when they apply for car loans, credit cards and even mortgages. Having a high score [...]
Tim Gorman asked: Credit scoring is a very popular topic of conversation these days. Most people who have any sort of assets, i.e. house, nice car or a good job will know their credit score. But not everyone knows what is a good score, what is a bad score or even what is considered an [...]